Indulge in unmatched financial convenience with the Emirates NBD U by Emaar Family Credit Card designed just for you. Enjoy exclusive rewards, priority access to events, and earn Upoints on every purchase. This card transforms your shopping, dining, and entertainment experiences with enticing features and exciting discounts. In this blog, we will explain how you can experience financial flexibility and unlock a realm of savings with exclusive privileges tailored to your needs.
Understanding Emirates NBD U by Emaar Family Credit Card
The Emirates NBD U by Emaar Family Credit Card caters to families spending at Emaar Group properties. You get 50 Upoints every time you spend AED 100 at Emaar locations and 10 Upoints if you spend it somewhere else, which you can redeem for your travel, shopping, dining, and entertainment purposes. Moreover, you will get exclusive perks like discounts on dining, movies, and Emaar attractions, such as Dubai Ice Rink and Kidzania, along with buy-one-get-one-free movie tickets at Reel Cinemas. While advantageous for regular Emaar spenders seeking rewards, you should know the 3.25% monthly interest rate and minimum payment (5% of the outstanding amount or AED 100) before applying. Also, you won’t be charged the annual fees if you meet the AED 5,000 minimum monthly income requirement.
Benefits Of Emirates NBD U by Emaar Family Credit Card
If you use U by Emaar Family, then you get a number of benefits. To help you understand the benefits, we have listed them in points below:
- You can earn 50 Upoints for every AED 100 spent at Emaar locations (Dubai Mall, Marina Mall, Emaar communities) and receive 10 Upoints for each AED 100 spent elsewhere.
- You have the option to redeem your Upoints for travel, shopping, dining, and entertainment.
- Enjoy exclusive discounts on dining, movies, and Emaar attractions (Dubai Ice Rink, Underwater Zoo, Kidzania).
- Get a 30% discount on other Emaar entertainment.
- If you meet the minimum monthly income requirement of AED 5,000, you will have a lifetime free annual fee.
- Access premium airport lounges worldwide for convenient travel.
- You are entitled to complimentary access to over 850 premium airport lounges globally.
- Receive life insurance coverage of up to AED 300,000.
- Get a hospitalization benefit of AED 100 per day.
- Enjoy job loss coverage for up to 12 months.
Different Types Of Emirates NBD U Credit Cards
Before finishing, let us have a look at the various credit cards by Emirates NBD U. This will help you choose the best credit card according to your needs.
| Card | U by Emaar Family | U by Emaar Signature | U by Emaar Infinite |
|---|---|---|---|
| Minimum Salary | AED 5,000 | AED 12,000 | AED 30,000 |
| Annual Fee | Free | AED 262.50 | AED 1,575 |
| Points on Emaar Spends | 50 UPoints/AED 100 | 62.5 UPoints/AED 100 | 75 UPoints/AED 100 |
| Points on Other Spends | 10 UPoints/AED 100 | 12.5 UPoints/AED 100 | 15 UPoints/AED 100 |
| Welcome Offer | N/A | Up to 2,500 UPoints | Up to 10,000 UPoints |
| Emaar Discounts | 10% – 30% | 15% – 30% | 20% – 30% |
| Other Benefits | Complimentary airport lounge access, insurance benefits | Complimentary airport lounge access, accelerated points collection, dining & spa discounts | Unlimited airport lounge access, chauffeur service, exclusive travel and lifestyle privileges |
To Wrap It Up
In conclusion, in this blog, you have learned why Emaar Family Credit Card should be your first choice. From its unique features such as Upoints earnings and extra points for Emaar purchases to a plethora of discounts, Emirates NBD U can elevate your financial journey. So, apply for the Emirates NBD U credit card today and embrace a new level of financial prosperity! We will see you next time, till then, take care and happy shopping! 😉
FAQs:
Q. What documents are needed to apply for the U by Emaar Family Credit Card?
A. Typically, submit an Emirates ID, passport copy, salary certificate, trade license (if self-employed), and bank statements for the application.
Q. Are there installment plans with the U by Emaar Family Credit Card?
A. Yes, enjoy flexible payment options with installment plans, allowing you to convert significant purchases into manageable monthly payments.
Q. Can I redeem Upoints instantly at Emaar locations?
A. Yes, as the primary cardholder, redeem Upoints instantly at participating Emaar merchants by informing the cashier during the transaction.
Q. How does the U by Emaar Family Credit Card reward system work?
A. Earn Upoints on all purchases, with additional Upoints for Emaar spends. Redeem for travel, shopping, dining, and entertainment.
Q. What benefits come with the U by Emaar Family Credit Card?
A. Earn Upoints, exclusive discounts on dining, movies, and Emaar attractions, complimentary airport lounge access, insurance coverage, and more.
Q. How much is the annual fee for the U by Emaar Infinite Credit Card?
A. The U by Emaar Infinite Credit Card has an annual fee of AED 1,575.
Q. What’s the minimum salary requirement for the U by Emaar Signature Credit Card?
A. The U by Emaar Signature Credit Card requires a minimum salary of AED 12,000.
Q. Is a supplementary credit card available for family members?
A. Yes, you can obtain supplementary credit cards for immediate family members, allowing them to enjoy the same privileges and rewards.
Q. Is there a welcome offer for the U by Emaar Infinite Credit Card?
A. Yes, the U by Emaar Infinite Credit Card offers a welcome offer of up to 10,000 UPoints.
Q. How much is the monthly interest rate for the U by Emaar Family Credit Card?
A. The U by Emaar Family Credit Card has a monthly interest rate of 3.25%.